Universal Property & Casualty Insurance Company
NAIC code 10861. Figures are as reported by the company to OIR for July 1, 2026 - July 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of July 31, 2026 | 236,100 |
| Total number of new policies written in July 2026 | 3,825 |
| Total number of policies received from other insurers in July 2026 | 0 |
| Total number of policies canceled in July 2026 | 2,451 |
| Total number of policies nonrenewed in July 2026 | 1,027 |
| Total number of policies transferred to other insurers in July 2026 | 0 |
| Total direct premium written for policies in force as of July 31, 2026 | $1,028,465,391 |
| Total number of claims opened in July 2026 | 2,331 |
| Number of lawsuits opened in July 2026 | 382 |
Source: OIR Monthly Market Intelligence Report, July 1, 2026 - July 31, 2026 (Data pulled on October 2, 2026 at 9:37 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- 2026-01-13: -5.1% (Homeowners) —
A 5.1% reduction for Universal Property & Casualty customers
source
Citizens takeout approvals
- No takeout approval listed for this company name on the OIR Take-Out Companies page.
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Condominium Unit Owners | 280,283 | 5,948 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 236,100 | 3,825 |
| Personal Residential - Allied Lines | 54,301 | 1,286 |
| Personal Residential - Tenants | 11,908 | 549 |
| Personal Residential - Dwelling/Fire | 45 | 0 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.