Southern Oak Insurance Company
NAIC code 12247. Figures are as reported by the company to OIR for July 1, 2026 - July 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of July 31, 2026 | 107,304 |
| Total number of new policies written in July 2026 | 540 |
| Total number of policies received from other insurers in July 2026 | 0 |
| Total number of policies canceled in July 2026 | 718 |
| Total number of policies nonrenewed in July 2026 | 1,073 |
| Total number of policies transferred to other insurers in July 2026 | 0 |
| Total direct premium written for policies in force as of July 31, 2026 | $311,124,756 |
| Total number of claims opened in July 2026 | 257 |
| Number of lawsuits opened in July 2026 | 7 |
Source: OIR Monthly Market Intelligence Report, July 1, 2026 - July 31, 2026 (Data pulled on October 2, 2026 at 9:37 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- No company-level rate change for this insurer appears in the OIR press releases or Citizens notices we track. Check its filings at OIR IRFS.
Citizens takeout approvals
- Approved July 17, 2026; assumption October 20, November 17, December15, 2026; order 403123-26-CO — consent order PDF
- Approved March 16, 2026; assumption June 16, August 18, September 15, 2026; order 402581-26-CO — consent order PDF
- Approved November 20, 2025; assumption February 17, March 17, April 21, 2026; order 402214-25-CO — consent order PDF
- Approved June 16, 2025; assumption Sept. 16, Oct. 21, Nov. 18, Dec. 16, 2025; order 401501-25-CO — consent order PDF
- Approved November 5, 2024; assumption February 18, 2025; order 400387-24-CO — consent order PDF
- Approved October 4, 2024; assumption December 17, 2024; order 400387-24-CO — consent order PDF
- Approved July 31, 2024; assumption October 22, 2024; order 400142-24-CO — consent order PDF
- Approved December 28, 2023; assumption March 2024; order 320987-23-CO — consent order PDF
- Approved October 31, 2023; assumption January 2024; order 318295-23-CO — consent order PDF
- Approved July 31, 2023; assumption October 2023; order 313634-23-CO — consent order PDF
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 107,304 | 540 |
| Personal Residential - Dwelling/Fire | 11,722 | 56 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY | 9,842 | 35 |
| Personal Residential - Condominium Unit Owners | 9,313 | 15 |
| Personal Residential - Mobile Homeowners | 3,707 | 5 |
| Personal Residential - Tenants | 1,486 | 34 |
| Personal Residential - Condominium Unit Owners - WIND ONLY | 964 | 3 |
| Personal Residential - Tenants - WIND ONLY | 14 | 0 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.